Benefits of Workers’ Compensation Insurance
When an employer purchases workers’ compensation insurance, it buys more than just insurance. It also purchases protection against legal action taken by employees who are injured on the job. If an employer has legitimate workers’ comp coverage, then an injured employee generally cannot sue that company. That employee must instead file a claim through the proper channels with the workers’ compensation insurance provider. You can learn more about our Workers’ Compensation Lawyers in San Antonio here.
There are many instances, however, where an insurance carrier’s idea of fair compensation for lost wages, pain and suffering, and medical expenses does not come close to adequately covering the actual expenses an injury victim has accumulated. Because our oilfield accident lawyers have been handling this type of litigation for 34 years, we know there can often be liable parties other than the employer in an oil industry accident. Other potentially responsible parties include the owner of the property where the oil is being drilled, the owner of the oil rig or platform, and the vendors responsible for any faulty machinery, such as the steel liners inserted into earthen tunnels that have been drilled. Any one of these parties — or a combination of them — can be found to have negligently contributed to an oil industry injury or to have caused it outright. It is very common for more than one party to have played some role in an oilfield accident, and the attorneys at our firm have extensive experience investigating accident scenes to identify every party that may be liable.
You might be completely certain that your employer subscribed to workers’ compensation insurance, but it can still be worth your time to call us for a confidential, free consultation. We can tell you whether the employer’s workers’ comp policy is sufficiently meeting your needs, and whether there may be another party or parties you can take legal action against to obtain fair compensation.
If you were hurt on the job in San Antonio, the team at Carabin Shaw can help you understand your rights and pursue the full compensation you deserve. Call us today at (210) 222-2288 for a free, confidential consultation.